Category Archives: Personal Finance

Following the mom and pop approach in investing? Time to rethink…

The landscape of financial planning has changed drastically with the rapidly changing lifestyle, earning potential, expense ratios, return expectations and choice of investment avenues.

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Can GenZ ignore equity in their portfolio like GenY did?

private equity companies

Now, everything is loaded in favour of equity. Dividends are tax-free; capital gains tax is lower (was NIL till last year for Long term). Interest rates are down on fixed deposits to 8-9% pa. Bank FD rates are down to sub 7% pa levels. The returns on equity remain in the band of 15-17% pa over the long tenure.

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